Updated March 27, 2026
Today's Best Mortgage Rates
We negotiate with 50+ lenders daily to bring you the lowest rates available in Ontario.
Bank of Canada Rate
2.75%
Prime Rate
4.95%
Fixed Rates
| Term | Our Rate | |
|---|---|---|
1-Year Fixed Multiple Lenders | 5.84% | Lock This Rate |
2-Year Fixed Multiple Lenders | 4.74% | Lock This Rate |
3-Year Fixed Multiple Lenders | 4.34% | Lock This Rate |
4-Year Fixed Multiple Lenders | 4.24% | Lock This Rate |
5-Year Fixed Multiple Lenders | 4.14% | Lock This Rate |
Variable Rates
| Term | Our Rate | |
|---|---|---|
5-Year Variable Prime - 0.50% | 4.45% | Lock This Rate |
3-Year Variable Prime - 0.35% | 4.6% | Lock This Rate |
Rates shown are for high-ratio insured mortgages and may vary based on credit score, property type, and other factors. Rates are subject to change without notice. OAC.
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