Mortgage Calculators & Tools
Plan your mortgage with confidence. Our calculators use accurate Canadian formulas with semi-annual compounding.
Mortgage Payment Calculator
$500,000
$100,000$3,000,000
$100,000
$0$250,000
4.14%
0.5%10%
25 years
5 years30 years
Your Monthly Payment
$2,135
Mortgage Amount
$400,000
Total Interest
$240,365
Total Cost
$640,365
Down Payment
20.0%
Principal vs Interest Over Time
Remaining Balance
Payoff Faster Calculator
$400,000
$50,000$2,000,000
4.14%
0.5%10%
25 years
5 years30 years
$200
$0$2,000
$10,000
$0$100,000
3
125
Years Saved
4.2
Interest Saved
$48,382
Original Term
25.0 years
New Term
20.8 years
Total Interest Comparison
How Much Can You Afford?
$100,000
$30,000$500,000
$500
$0$5,000
4.14%
0.5%10%
20%
5%50%
Maximum Home Price You Can Afford
$589,508
Down Payment
$117,902
Mortgage
$471,606
Monthly Payment
$2,517
Based on GDS ratio of 32% and TDS ratio of 40%. Includes estimated property tax and heating costs. Actual affordability may vary based on credit score and lender requirements.
Refinance Calculator
$350,000
$50,000$2,000,000
5.5%
1%10%
4.14%
1%10%
20 years
1 years30 years
$5,000
$0$30,000
Refinancing Makes Sense!
$56,217
total savings after penalty
Current Monthly Payment$2,395
New Monthly Payment$2,140
Monthly Savings$255
Break-Even Point20 months
Like What You See? Let's Make It Real.
Our mortgage specialists can help you get the exact rate and terms you need. Call now for a free consultation.